World's Largest Collection of Loan Resources

U.S. Banks Offer Mortgages Below 5 After Fed Action Update1 - 2 hours ago - Jan. 8 Bloomberg The largest U.S. banks are starting to offer fixed home loans below 5 percent after the government began buying mortgage securities to bolster the housing market. JPMorgan Chase Co. is advertising 30-year mortgages 0133 : Bloomberg

Also in Irish - 2 hours ago - Bank of Ireland , which is getting a government bailout, said it won t take on any new home loans in the U.K. through mortgage intermediaries. Bank of Ireland will reduce its 29 billion 32 billion U.K. mortgage book over an extended 0133 : Independent

Insight Learn from a stay at Bad Credit Hotel - 27 minutes ago - Don t let your credit put you in a bad place. This sound advice comes from the US Treasury department, which is tackling financial illiteracy among young Americans and encouraging them to control their credit. The campaign was launched 0133 : Financial Times

Area legislators seek crackdown on unscrupulous home lenders - 1 hour ago - Two Richmond area-lawmakers today proposed legislation designed to discourage unscrupulous mortgage brokers from making sub-prime loans to people who don't qualify. The Truth in Lending Act is sponsored by Del. Jennifer L. McClellan, 0133 : Richmond Times-Dispatch

In tight market, government still has Rural Development loans 0133 - 1/1/2009 - Although the national credit market is roiling, the U.S. Department of Agriculture still has home loans with affordable monthly payments available to residents. The agency's Rural Development arm is one of the few lenders still offering 100 0133 : MLive.com

Low mortgage rates tough to get - 4 hours ago - Mortgage rates are at their lowest level in decades, but thousands of Bay Area residents are discovering that qualifying for a loan is tougher than it has been in years. Banks are reluctant to lend at favorable rates to all but the most 0133 : Contra Costa Times

Delinquent loans jump to record in 2008 - 8 hours ago - BOSTON Late payments on consumer loans in last year's third quarter hit the highest level since record-keeping began in 1980, the American Bankers Association said yesterday. Delinquencies rose to a seasonally adjusted 2.9 percent from 0133 : Columbus Dispatch

ICICI cuts home, auto loan rates 50 bps - 1/1/2009 - The country s largest private sector lender, ICICI Bank, today reduced its lending rates on home and auto loans 50 basis points and deposit rates 50 to 75 basis points across various tenures with effect from December 31. The bank s decision 0133 : Business Standard